Personal insurance encompasses a wide range of insurance types like homeowners insurance and renters insurance, including:

• Homeowners insurance – A range of insurance options that at least protect against catastrophic events, but often include medical liability and theft.
• Dwelling insurance – An insurance that offers similar protection to homeowners but doesn’t require residency.
• Renters insurance (tenant insurance) – An insurance to protect renters or tenants against the damage or theft of personal property (doesn’t protect renter against damages interior or exterior property damages).
• Other residential properties – Condos have their own insurance type, insuring a houseboat or RV may require or be covered under a unique insurance as well.
• Flood, fire, earthquake, volcano insurance, etc – A range of insurance options that protect against elemental damage. Depending upon your location specific types may be required.
• Theft, computer, additional liability insurance – Typically liability and theft are covered under a homeowner or renter policy, coverage is increased through riders, or coverage is offered through an umbrella policy. However insurers can offer a number of different stand-alone insurance products focused on protecting a specific type of property or person on that property.