Since 1974, John R. Lloyd Inc. has proudly served families and businesses across the Eastern Shore with their insurance needs. When looking at our unique Delmarva Peninsula on a map, many carriers began to consider our geographical area a major threat and a high coastal risk to insure. Many carriers began to underwrite the Delmarva Peninsula as a coastal area with a high likelihood of claims.

In 2002, John R. Lloyd Inc. decided a brokerage was needed for those Oceanside risks, hence the formation known as Oceanside Underwriters Ltd. We began insuring those risks denied by carriers of John R. Lloyd Inc. Since then, Oceanside Underwriters Ltd. Has grown into a full-service independent agency, and we stand by our origination of Oceanside Insurance. Our team has well over 90 years of insurance knowledge from all aspects – claims, customer service, and most importantly, your insurance counselors and risk advisors.

Our knowledge base is well rounded when it comes to concepts of insuring risks, guidance through claims and servicing our clients from start to finish. We are your one stop shop for insurance. Our wide selection of the best reputable independent insurance carriers in today’s market allows us to serve your insurance needs, while customizing a plan and strategy all while offering you competitive pricing and impeccable customer service.

Our ultimate goal is to properly protect and serve your every insurance need at the most competitive price with A rated personalized customer service.

For nearly 45 years, we have put the Lloyd trademark on Insurance.